Loans Software

Loan Calc

This business software is an easy-to-use tool intended to calculate loans and mortgages repayments in a very simple way. Loan Calc calculates repayments amount, monthly and total interest, total repayments and generates a full repayment list from a start date. Loan Calc is currency-independent so it can be used with Dollars, Francs, Marks, Pounds,...or whatever you like. Just use a dot or a comma for decimals depending on your system settings. Loan Calc lets

APR Spread Calculator

This office and business application uses the Actuarial Method of calculating Annual Percentage Rates for mortgage loans as explained in Appendix J of 12 CFR Ch. II, Pt. 226, the portion of the United States Code of Federal Regulations known as Regulation Z. In addition to the basic APR calculation, APR Spread Calculator also provides a spreadsheet-like grid of APRs by loan amounts and fixed fee amounts.

Loan Spread Calculator Pro

Compare 77 loans at once with Loan Spread Calculator Pro. It displays financial answers on a 2-dimension grid as you enter or update loan variables. View grids of loan amounts, interest rates, terms in months, or payment amounts based upon your loan variables. Provides the ability to easily calculate loan scenarios based upon variable payment frequency and includes a Fraction/Decimal Interest Conversions, a Popup Calculator and Tips. Loan Spread Calculator Pro is licensed as shareware and filed in finance, calculators, business section.

Home Loan Interest Manager Pro (Linux)

Take control of your loans and save thousands, with this complete loan and mortgage manager. Audit your loan statements to check if you've been overcharged, calculate your refunds, prepare for interest rate rises, protect your hard-earned income from lender mistakes and find out how to pay-off your mortgage sooner. Download your FREE trial today, start taking control, and make sure you are not paying for someone else's mistakes.

Loan Amortization +

This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,& 2000. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time.

SimpleLoan

Software that is a free tool to help you compare and track loans, mortgages, credit cards and other types of debt. See detailed calculations and simple graphic comparisons to help you compare loan, mortgage or credit card offers. Track all your existing loans, mortgages and credit cards and have SimpleLoan work out the fastest payoff order for your loans saving you time and money.

HomeLoan Comparison (Win)

Compare different loans / mortgages or variations of the same loan, view monthly breakdown tables, graphs and more. With HomeLoan Comparison you can reduce the confustion and focus on more important things such as moving into your home. Home/hobby demo listed in finance tools.

Budgets Get Real

Personal financial software for tracking expences and cash management. This powerful money management system is sutable for home or small business. Compare your actual expenses to your budget with ease. Import information directly from your bank statements to track income, expenses and budget. Budgets Get Real lets you manage all of your bank accounts, credit cards, loans and cash purchases in the one place. Automatically generate graphs and reports to predict your future needs. Budgets Get Real is licensed as shareware and filed in home, hobby personal finance section.

APSW Budget Planner V3 Pro

Learn how to budget effectively to reduce your debt and increase your liquid funds. Features include a loan and mortgage calculator with 'what-if' multiple scenario planning, a loans and savings target goal tracker, due-dates and reminders chart, notes, reporting and graph modelling, internal web browser, context sensitive online help, auto store functionality and a fully customizable categories menu. Real budgeting, real returns!

Balloon Amortization +

This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term.

Max Mortgage +

How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4,XP, & 2000. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for. Business shareware listed in finance programs tools.

TM Desktop Utilities Pack

This business software. Includes 3 freeware utilities: Desktop Metric Conversion Calculator, Desktop Loan Repayment Calculator, Desktop Credit Card Validator. All of them have an intuitive interface and simple to learn and use. Business freeware listed in business calculators, converters tools.

tApCalc Financial tape calculator(P800 Sony/Ericsson)

tApCalc Financial is a handy financial calculator for Sony . It contains a host of most commonly used financial functions available in popular electronic calculators. In addition, it also provides a CPA mode where functions usually found in Accounting Desk calculators are available. Use it to calculate Loan payments, Amortize loans, or calculate Depreciation of assets. Use the tape function to save calculations to reference or extend it later.

APSW Budget Planner V4 Enterprise

Track your budget by comparing your static budget against your actual budget, with the option of adding in your start balance and choosing any month from which to start your balance. Includes: due dates, reminders and notes, check and bill tracking with checkboxes for items paid, bill numbers and references, plus a multi functional reports menu packed with customizable features, graphs and progress charts.

Loan*Calculator! Plus

A free, fast, easy-to-use collection of 7 financial calculators. Loan calculator, accelerated payments, balloon payments, amortization schedule & interest calculator. Support for Normal loans; Rule-of-78's; Canadian type loans; Points; 10 payment frequencies; 12 compounding frequencies; separate origination date and first payment dates. Business freeware listed in financial calculators tools.

Auto Maintenance Plus

Software that should capitalize the PLUS. You get a database to record your automobile expenses for maintenance and repairs as well as a separate table to list original cost, insurance, and license information on all your vehicles. Plus more. Auto Maintenance Plus software is a shareware filed under automobile, inventory, reg software utilities.

Variable Rate Mortgage +

Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan.

MoneyToys - Loan Comparison applet

The MoneyToys - Loan Comparison applet is designed to provide webmasters with a simple way to add instant interactivity to a web site by providing users with a financial calculator which simultaneously compares up to 4 different loan scenarios. This commercial is listed under finance internet applets business category.

Financial Helper 2001

Finance Helper 2001 - This program contains the following financial functions: a calculator with loan-comparison capability for various interest rates and term length. Another calculator for determining affordability for mortgage or auto loans, and an actuarial calculator as well as a regular calculator. Finally, there is a budget function to plan out your monthly and yearly budget.

Zilch Standard - Debt Reduction

Rapid debt reduction software. Very powerful. Saves you thousands of dollars. Simply enter the name, annual percentage rate, starting balance and monthly payment for each of your debts and Zilch does the rest. You get a personalized monthly payment schedule that shows you exactly how much to pay each creditor each month. Now, you can take advantage of trade secrets used by many financial counselors in the privacy and comfort of your own home.

15 vs 30 Year Mortgage +

Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one that has a duration of 30 years. It will run under Win 95, 98, Me, NT4, XP, & 2000. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage.

Refinance It?

This program is a version of a mortgage refinancing evaluation. It will run under Win 95, 98, Me, NT4,XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home.

Mortgage Prelude

While Mortgage Prelude serves as a powerful mortgage calculator that computes such items as your monthly payment, amortization schedules, interest, etc., it is so much more than a common mortgage calculator. It uses the guidelines set forth by the Federal National Mortgage Association (a.k.a. Fannie Mae) in its computations. This is a very important concept because they are the same rules most lending institutions use. Mortgage Prelude is licensed as shareware and filed in mortgage calculators, mortgage tools, finance, personal finance section.

QuikCalc Mortgage & Loan Manager Lite Edition

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated field level popup calculator.

DreamCalc Financial Calculator (Pro)

DreamCalc Pro is the smarter alternative to a hand-held Financial Calculator for your PC or laptop. You'll get the intuitive feel and productivity of using a professional hand-held, but one which adapts to your way of working. Select from Reverse Polish Notation or two styles of algebraic input, and with the optional ability to run in your Windows system tray--DreamCalc will always be there whenever you need to reach for a calculator.

MoneyToys - Rent Vs. Buy Calculator applet

The MoneyToys - Rent Vs. Buy Calculator applet automatically displays financial answers to the basic question of whether one should rent or buy their housing. This applet is designed to provide webmasters with a simple way to add instant interactivity to a web site.

AmortizeIT!, The Complete Loan Solution

A fast, easy-to-use collection of 10 financial calculators. Support for: extra and skipped payments; Adjustable rates; Rule-of-78's; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios. Payment & compounding periods may be independently set. 10 payment periods: daily, weekly, biweekly, twice monthly, every 4 weeks, monthly, bimonthly, quarterly, semiannually & annually. Exact day payment & interest support. This shareware is listed under financial calculators category.

Photo Media Universe

Media Universe is a photo database that adds various new functions to Windows Explorer. It is used like the file manager, but offers a number of improvements like virtual categories, automatic picture downloading, photo CD support and networking. For instance, you can add one photo to many different categories or files from different folders to the same category. Use Media Universe to integrata data from different sources in a central database. Photo Media Universe is licensed as shareware and filed in databases section.

yLend

If you've ever lent something only to lose it forever (A book, a DVD, tools from the garage and so on) then yLend is for you. You can add a loan in seconds: enter name, item and date and the loan is permanently recorded. When the item comes back, delete the entry!

MyLife Pocket Money - Personal Accounts

A personal finance prog.with investments & gifts program. Made with users requirements in mind, it has various functions to suit everyone - easy data entry & powerful account analysis. Maintain cash, bank & credit cards. Set Budgets, recurring transactions, receivables, future pmts.View transactions in tree, month view, charts, monthly bills, major expenses and savings. Import- export *.qif files from quicken & MS-Money and export to excel.

RICalc

Financial software for Mortgages, Loans, Leases, Savings, Funds & Retirement. Exact date or period calculation. Initial / Ongoing / Exit costs. Multiple streams + manual transactions. True finance comparison rate, APR, AAPR, APY. Debit & Credit statement. Export & Chart comparison. Discounted Cash Flow analysis. CPI Inflation & forecast. Graphing calculator for derivative, integral and equation solving. Expression Evaluator & Multi-precision. This business software is categorized under business accounting, finance.

Added Payment Amortization +

This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98,XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace.

Bond Yield Calculator

The Bond Yield Calculator for Excel or OpenOffice Calc enables the automatic generation of scheduled bond payments and the calculation of resulting yield to maturity. The model is equipped to handle ''odd'' first time periods and is ideal to speed up bond payment and yield calculations.

AprCalc

A 'Four-Star Editors' Pick' from ZDNet! Feature-rich mortgage amortization program. Enter any three figures and compute the fourth. Supports fixed, variable, biweekly, Canadian, and more. Animated 3D graphs, 'rich text' notes, customized printouts, discount points breakeven, annual subtotals, prepayments to principal, payment grid, password protection, infinite UnDo/ReDo, Wizards, auto-save, uninstall, export to Excel, detailed Help file. Business shareware listed in finance, personal finance, mortgage, money, home, calculators tools.

Debt Manager Professional

Create high quality debt management plans for your clients in less than 5 minutes. Debt Manager Professional gives you the most powerful toolset available for developing rapid debt repayment plans. Your clients will just love these custom reports. The Personal Financial Profile combines debt management & wealth building on the same page delivering a powerful message. Download a copy and see for yourself how valuable this tool really is.

LoanAmortizer Enterprise Edition

Loan operations management application suitable for business use. Can also be very useful in any household with active loans. The program helps you calculate interest rate, loan/mortgage amount (Canadian mortgages as well), number of payments, periodic payment amount and any other loan calculations instantly. It also accommodates actual date and payment amount tracking as well as escrow fees setup and actual collection entries in a manual loan am