Vidyasoft Applications - Software Products

Finance Planner help...

Financial Planner

Finance Planner helps you unravel simple secrets that will make you better prepared in making decisions for removing credit card debt, saving for your child, and developing a payment strategy for home loan. The software give you power of same mathematics that is used by finance institutions against you or that is just not heard because of marketing noise. Download the full version of the software for free (that can be tried 5 times) and see for yourself! Following are three areas where the software can be useful: (1) REMOVING CREDIT CARD DEBT: In your monthly statement, the credit card company will never tell you how long it will take to pay off all your debt with that minimum payment. Or they will not tell you the money you will eventually end up paying with that minimum payment. The software will let you know these facts inaddition to other shocking facts. This will motivate you to pay at the earliest!! (2) SAVING FOR YOUR CHILD: Most of the advertisements begs you to spend money and or investment that promises you to get rich quickly. But did you know, even if you are from lower middle class family, you can make your child a millionaire when he/she retires. The software will let you know the power of compound interest, enough to motivate you to invest in your child!! (3) PAYMENT STRATEGY FOR HOME LOAN: Before you go to an agent, know that the agent is always on the seller's side as they earn commission on selling price. Even if you cannot afford the monthly installments, the agent will motivate you to buy the house. Perhaps this is why we have sub-prime crisis. With this software, find your sweet spot about your affordability of the loan. For a loan find what is the expected monthly payment you will need to pay. Only then approach the agent so that there are no surprises. Financial Planner is a home/hobby software.

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The ExpenseMonitor E...

ExpenseMonitor Excel

The ExpenseMonitor Excel software is intended to make the tracking of expenses simple, easy and yet powerful enough to make monthly totals and charts on the fly, helping you analyze the spending pattern efficiently. This software needs Microsoft Excel, and it has many powerful features as follows: (1) Charting on the fly: Monthly totals for items and categories are plotted as bar chart and pie chart respectively. If income is entered, pie chart containing saving is also plotted. (2)Totals on the Fly: Totals of each item, each category and all expense are calculated in the worksheet on the fly. (3) Yearly consolidation: Totals of each item, category and group can be consolidated into a yearly summary and charts on the click of a button. (4) Grouping the expenses: Expense item can be flagged into recurring and/or tax-deductible group. This information is used for yearly consolidation into different groups: all expenses, non-recurring, recurring, and tax-deductible. This will aid in filling taxes, and in better analyzing your spending pattern. (5) Flexibility in defining categories and items: The software provides a comprehensive list of expense categories and items. However, it also provides the flexibility to define your own categories and items (6) Time savers: Whenever the ExpenseMonitor is opened, a small tool bar will appear. It has the following time saving tools: searching utility and sum calculator, freezing/unfreezing columns, searching for a chart, showing calculator, and generating report. (7) Searching ability: You can search for a string or value in worksheet or comment, and calculate the total of chosen expenses with the provided sum calculator. This utility can help you in many ways, for example, bill consolidation. (8) Help file: ExpenseMonitor comes with good help file offering tips and useful internet links. finance, personal finance shareware listed in finance, personal finance section.

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If you have any type...

Investment Growth RateCalculator

If you have any type of investments or stocks, you may often wish to know the real rate at which your money is growing. This calculator calculates the compound interest rate based on dates of all your previous investments and the current balance. By knowing the growth rates for different periods of time, you may decide to fine-tune your investment strategy. In addition, the calculator provides account management by storing multiple account information with reminders. The account can be assigned in any currency. Find the consolidated account balance in any currency. These features will make the calculator useful for long-term usage. To calculate the real interest rate, enter all the previous investment information (date of investment and the amount of investment). Then, enter the current date and balance, and the rate calculator will calculate the interest rate! It is that simple! You can also use this calculator for calculating your interest rate between the two periods to see the performance in that period. This can be creatively used for determining weekly, monthly, quarterly, or yearly interest rates. The calculator also makes a projection of your investment accumulated, in say 10 years. The projection is flexible to include a regular periodic investments and tax. This gives you a more realistic projection. The authors of this software believe that magic of compound interest on investments and right portfolio is one of the great ways to get good returns in 10-20 years. The authors with good background in mathematics and computers have created this calculator for their use! The free shareware version has enough goodies to make you excited about investments. So try it and register it only if you like the software! The Help file describes the working of the Rate Calculator, the magic of compound interest, some tips and links. For mathematically savvy persons, we describe the mathematical formulas used in calculating rates and projection. Investment Growth RateCalculator is a home/hobby software.

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If you have any type...

Stock Growth RateCalculator

If you have any type of investments or stocks, you may often wish to know the rate at which your money is growing. This calculator calculates the compound interest rate based on dates of all your previous investments and the current balance. By knowing the the growth rates for different periods of time, you may decide to fine-tune your investment strategy. Enter all the previous investment information (date of investment and the amount of investment). Then, enter the current date and balance, and the rate calculator will calculate the interest rate! It is that simple! You can also use this calculator for calculating your interest rate between the two dates showing the balances! This can be creatively used for determining weekly, monthly, quarterly, or yearly interest rates! In addition, based on the interest rate and balance you can make a projection of your investment accumulated in say 10 years. The projection is flexible to include a regular periodic investments and tax. This gives you a more realistic projection. The authors of this software believe that compound interest on investments is one of the great ways to get get good returns in 10-20 years. The magic of compound interest and the performance of stocks this decade makes the possibility to get rich a real one. The authors with good background in mathematics and computers have created this calculator for their use! The free shareware version has enough goodies to make you excited about investments. So try it and register it only if you like the software! The Help file describes the working of the Rate Calculator, the magic of compound interest, some tips and links. For mathematically savvy persons, we describe the mathematical formulas used in calculating rates and projection. Stock Growth RateCalculator license is shareware and it is listed in finance, personal finance software.

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For maintaining good...

HealthMonitor

For maintaining good health, it is important to have blood pressure, pulse, and weight in the normal range. In case you are trying to reduce weight or watch your blood pressure regularly, this software can be used to record your blood pressure or weight on a regular basis and view the progress through various charts. HealthMonitor Software is an affordable and easy-to-use Windows program. There are many features, which make this software especially useful: * Charting ability: You can display your blood pressure, weight, pulse, and temperature as daily plot, weekly average and monthly average. This helps you to see the change in more reliable way. * Plot can be flagged with regimen or mood: As you enter the measurements you can also specify the regimen and the mood at that time. The daily plot can then be flagged with regimen or mood. This will help you correlate your regimen or mood with, say, weight or blood pressure and help you decide which regimen works best for you or help you to control your mood. * Multiple plot: you can display plots of any two measurement items in one chart. This can help you make comparisons between two measurements, say, blood pressure and weight. * Exporting/Printing ability: You can export all the measurement data into a text file. Or you can print out various charts. This is useful if you like to show them to your doctor. * BMI Meter: The software includes BMI meter which shows the weight in proper perspective. * Help File and Sample Data: The software comes with good help file and sample data to quickly learn about the software. * Others: You can customize the color and other features of charts. The blood pressure chart has an extra feature that shows small 'alert' circles. The alert circle is green, yellow or red depending if blood pressure is normal, borderline or high. This will help in alerting you and taking precautions immediately. HealthMonitor is a shareware categorized under health, weight loss tools.

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